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What is Blibli Tiket PayLater by Indodana Finance?

Blibli Tiket PayLater by Indodana Finance is a payment method with a limit that you can use on Blibli, tiket.com, and Indodana Finance. Register on one of said platforms to activate your shared PayLater account.

 

Blibli Tiket PayLater by Indodana Finance is under the supervision and license of OJK. Let’s activate now to enjoy your holiday anytime you want!

 

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You can only register for a PayLater account on the tiket.com mobile app.

The Benefits You'll Get PayLater

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1 limit for 3 platforms

Use your PayLater limit for transactions on tiket.com, Blibli, and also Indodana Finance. You may also get a higher limit if you combine your PayLater!

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Easy activation process

Already have PayLater on one of the platforms? You just need to verify your mobile number and NIK to use PayLater on other platforms.

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Pay bills from multiple platforms

View and pay your bills from any of the active PayLater platforms.

How to Apply for Blibli Tiket PayLater by Indodana Finance? 

PayLater is only available for transactions in IDR. To use this payment method, change your currency selection to IDR before making a transaction.

Only for transactions in IDR

PayLater is only available for transactions in IDR. To use this payment method, change your currency selection to IDR before making a transaction.

Frequently Asked Questions

1. How do I link my account across various platforms?

You can register using the same phone number and activate your PayLater there. If you already have an account with a different phone number, you can change your phone number. If you wish to use your current number, you can continue the registration and input the same NIK with your other account in another merchant, and your account will be linked.

2. Why is my limit increased?

Because we have linked your account across tiket.com, Blibli, and Indodana Finance, all of your accounts will have the same shared limit.

3. How do I pay my PayLater bill?

You can open PayLater from the tiket.com application. If you have linked your account with another merchant, you can also pay your PayLater bill on other platforms.

4. Why is my PayLater suspended even when I haven't registered on Blibli Tiket PayLater by Indodana Finance?

We found that your number is linked with a suspended PayLater account in another merchant.

5. Why am I able to see the Blibli/Indodana Finance bill in Blibli Tiket PayLater by Indodana Finance?

You're able to see it because your PayLater accounts have been linked between tiket.com, Blibli, and Indodana Finance.

6. What is Blibli Tiket PayLater by Indodana Finance?

Blibli Tiket PayLater by Indodana Finance is a payment method with a limit that you can use at Blibli, tiket.com, and also Indodana Finance. You just need to register PayLater on one of the platforms to activate your shared PayLater account.

7. What is the benefit of linking by account?

You can use the same PayLater across platforms like tiket.com, Blibli, and other merchants that support Indodana Finance paylater.

8. Is there an admin fee that will be charged?

No, you will not be charged a monthly or annual admin fee. An admin fee will be charged when you use your PayLater limit for transactions.

9. What products that can be booked with Blibli Tiket PayLater by Indodana Finance?

You can use Blibli Tiket PayLater by Indodana Finance as a payment method for all kinds of products at tiket.com, except payment for Pay at Hotel transactions.

10. How does Blibli Tiket PayLater by Indodana Finance work?

Blibli Tiket PayLater by Indodana Finance is one of the payment methods that will help you to make easier transaction on tiket.com app. You can make installments without a credit card and can choose the installment period that you want from 1 to 12 months.

To use Blibli Tiket PayLater by Indodana Finance, you will have to apply and meet all Terms and Conditions. However, for now, only users who are included in the whitelist can register for PayLater feature.

After your submission process is approved, complete the following steps:

  • Select Blibli Tiket PayLater by Indodana Finance as your payment method.
  • Choose the installment period.
  • Make repayment to Blibli Tiket PayLater by Indodana Finance before the due date to prevent any additional late fees.

11. What are the benefits of using Blibli Tiket PayLater by Indodana Finance?

The advantage of using Blibli Tiket PayLater by Indodana Finance is that you can book your holiday tickets without having to pay immediately. You can choose installments 30 days to 12 months as you wish without a credit card. To use Blibli Tiket PayLater by Indodana Finance, you need to register and apply first on tiket.com app. Have your ID card (KTP) ready and follow the steps easily. Get up to IDR 30 million for your Blibli Tiket PayLater by Indodana Finance limit which you can use to purchase any tiket.com products. Transactions using Blibli Tiket PayLater by Indodana Finance are safe and reliable, there are no hidden costs when paying bills because everything is transparent upfront.

12. How long does the verification process for submitting Blibli Tiket PayLater by Indodana Finance take?

The verification process is between 15 minutes to 1 working day. If you submit during the holiday, the verification process may take a little longer. 

13. Why the submission of Blibli Tiket PayLater by Indodana Finance is rejected?

The possibility of your PayLater submission rejected is due to an unmet requirement. The requirements that must be fulfilled to submit Blibli Tiket PayLater by Indodana Finance are as follows:

  1. Indonesian citizens
  2. Located and domiciled in Kabupaten Bekasi, Kabupaten Bogor, Kabupaten Tangerang, Kota Bekasi, Kota Bogor, Kota Depok, Kota Jakarta Selatan, Kota Jakarta Timur, Kota Jakarta Pusat, Kota Jakarta Barat, Kota Jakarta Utara, Kota Tangerang, Kota Tangerang Selatan, Kota Bandung, Kota Surabaya, Kabupaten Bandung, Kabupaten Karawang, Kabupaten Gresik, Kota Semarang, Kabupaten Sidoarjo, Kabupaten Sleman, Kota Yogyakarta, Kota Malang, Kota Batam, Kota Cilegon, Kota Cimahi, Kabupaten Demak, Kabupaten Kudus, Kota Medan, Kota Palembang, Kota Makassar, Kabupaten Sukabumi, Kota Denpasar, Kabupaten Badung, Kabupaten Sumedang, Kota Pontianak, Kota Sukabumi.
  3. Have a valid ID card (KTP) and between 20 - 65 years old.

If rejected, the following are reasons that might occur during the verification process:

  1. Application details do not match the details in the document you submitted.
  2. The document is unclear, incorrect, or has expired. So it can't be verified.
  3. The reference contact number is incorrect or cannot be reached.
  4. The data used for registration is invalid.
  5. Your location does not meet PayLater Terms & Conditions.
  6. Included in the Blacklist.
  7. Transaction History does not meet PayLater terms and conditions (you have never transacted at tiket.com).

14. Is there any charge for using Blibli Tiket PayLater by Indodana Finance?

Users will be charged depending on the installment period chosen.

There are two additional fees on Blibli Tiket PayLater by Indodana Finance:

  1. Installment/PayLater fees
  2. Late fees
  •  How to make repayment of Blibli Tiket PayLater by Indodana Finance bills?
  1. Open tiket.com app, then click "Account" menu.
  2. Choose Blibli Tiket PayLater by Indodana Finance and select on the outstanding bills that you want to pay.
  3. Click "Pay Bills" button.
  4. Choose one of the Bank Virtual Account as a payment method to continue the repayment.
  5. Pay the bills by following the payment instructions.

15. If booking using Blibli Tiket PayLater by Indodana Finance, can it be refunded?

Refund is available for transactions with Blibli Tiket PayLater by Indodana Finance. 

During the refund process, your PayLater bill will continue normally until the refund process is complete. You can repay your current PayLater bill before the due date to avoid late fees and limit deactivation. 

After the refund process is complete, if you have not made a bill payment, then the funds will be fully refunded to your PayLater limit. If the bill payment has been made, the funds will be allocated to pay other PayLater bills (if any) or if there are no other PayLater bills, then you can contact tiket.com's CS, Blibli’s CS, and/or Indodana Finance’s CS to process the refund to your account.

tiket.com's CS, Blibli’s CS, and/or Indodana Finance’s CS, as tiket.com’s partner, will check the customer's billing status; if it is in accordance with the conditions above, tiket.com's CS, Blibli’s CS, and/or Indodana Finance’s CS will ask for the customer's bank account information and carry out the refund process. Funds will be transferred to the customer's account within 14 calendar days after the information is received by tiket.com's CS, Blibli’s CS, and/or Indodana Finance’s CS

However, the amount of refund will depend on the product's terms and conditions you purchased. It is important to know that you will not receive a full refund because the installment fee that has been paid is non-refundable. To submit a refund, you can contact:

  • tiket.com Customer Care at (021) 3973 0888 or email: cs@tiket.com
  • Blibli Customer Care at 08041871871 / email: customer.care@blibli.com
  • Indodana Finance Customer Care at (021) 4059 5888 or email: cs@indodana.com.

16. Is there any additional fees for bookings with Blibli Tiket PayLater by Indodana Finance?

There are two additional fees for PayLater:

  1. Administration Fee/Installment
    You will be charged a 2% administration fee for every transaction made using PayLater. For installments with a period of 3 (three) to 12 (twelve) months, you will only be charged an installment fee of 3% per month.
  2. Late Fee
    Starting on 7 August 2024, there will be changes to Blibli Tiket PayLater payment due date and late payment fee. The payment due date will be changed to 1 month from the transaction date (previously 28 days).

    The late payment fee will be charged 1 day after the due date (previously 4 days). The fee will remain 10% of the total transaction that month.

17. What if there is fraud using PayLater on behalf of tiket.com?

About Gestun:

Gestun is an attempt to disburse funds for purchases made with PayLater. We recommend you to not use gestun services, because this can make you vulnerable to fraud and lead to blocking your PayLater account.

About Account Takeover:

Account Takeover is fraudulent behavior that occurs when an unauthorized user uses your account to make transactions with PayLater. To prevent your account from being taken over, make sure you never give out personal information and passwords to anyone else, and make sure you change your password regularly.

18. Does Indodana Finance send an activation email?

Yes, you will receive an activation email from Indodana Finance.

19. Why does my combined limit become IDR 0 after activation?

If your limit becomes IDR 0, chances are you still have an ongoing bill. After you make a repayment for the bill, your new limit will return to normal.

20. Why can't I apply for Blibli Tiket PayLater by Indodana Finance if I have a cash loan at Indodana Finance?

Indodana Finance's policy does not allow you to apply for Blibli Tiket PayLater by Indodana Finance if you have a cash loan.