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Get a Full Refund on Your Train Tickets for Any Reason

With Train 100% Refund, you don’t have to worry about canceling your train ticket due to urgent matters. In fact, you can claim a refund for any reason no later than 30 minutes to get 100% of your money back, guaranteed!

Benefits of Train 100% Refund

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Train 100% Refund Terms & Conditions

  1. The insurance period starts from the ticket purchase date until 30 (thirty) minutes before the scheduled departure.
     
  2. Compensation shall be upon the non-refundable portion from Kereta Api Indonesia (API). 
     
  3. Insurance Products are valid for Indonesia Citizens (WNI) and Foreign Citizens (WNA) with the age of at least 3 (three) months and/or at the most of 86 (eighty-six) years at the time of departure date.
     
  4. Cancellation regulation shall refer to the provisions issued by Kereta Api Indonesia, including if there are different provisions stated on the KAI Access Application, hence the Insured must comply with the Kereta Api Indonesia cancellation regulations prior to any claim submission.
     
  5. In case the Insured cancels after the time specified by Kereta Api Indonesia either via the counter or the KAI Access Application, which causes the ticket to be forfeited, hence losses cannot be made to the insurer.
     
  6. In accordance with KAI's policy, full refunds are only available for payments made using banks that operate in Indonesia. Payments made using banks that do not operate in Indonesia are not eligible for full refunds.
     
  7. The Insured is advised to carefully read all explanations of the coverage and exclusions as contained in the provisions of this policy.
     
  8. In the case of round-trip tickets, cancellation can apply all at once or partially. The coverage period is valid until 30 (thirty) minutes before the scheduled departure or return on the ticket.
     
  9. In the event that a claim payment has been made, and then the train ticket cancellation is rejected by KAI, the Insurer has the right to withdraw the claim payment that has been made.
     
  10. Compensation shall be upon the non-refundable portion from Kereta Api Indonesia (API). Claim value calculation will be based on the ticket fare after a discount or discount voucher with a similar scheme.
     
  11. The Insurer is not responsible for any claims arising from, based on, or related to:
    • Consequences of radiation, nuclear reactions, or contamination, including nuclear or radioactive weapons.
    • As a result of materials, substances, biological and/or chemical compounds that are used either directly or indirectly with the aim of endangering or killing human life and/or causing public fear.
    • Actions or omissions that are negligent, careless, and/or carried out intentionally.
    • Illegal actions that violate applicable regulations and/or laws.
    • Financial difficulties, bankruptcy, or liquidation on the part of KAI.
    • Trip cancellation by KAI.